Don't be caught off guard - verify your payout penalty before you call a Realtor.  You will likely want to have your bank complete the form below.  They will respond with the amount of payout penalty, whether the mortgage is portable or whether it is assumable by the new purchasers as well as other details.  You can then make an informed decision about whether the time is right to sell your property based on your personal circumstances.  Right click on the form and print. Then fax, email or mail it to your Mortgage company.  When it comes back to you make sure it has been signed by a bank official.

Mortgage Verification Form